Raymond James (USA) Ltd. | Resources

Year-end tax and financial planning considerations 2024

The end of the year provides a time to review your financial plans and see how they should adapt, particularly amidst rapid change.

IRS Issues Final Regulations Surrounding RMDs for Inherited IRAs

If you inherited an IRA after December 31, 2019, or are set to inherit one soon, you need to know that the rules surrounding IRA inheritances have become more complicated for some designated beneficiaries.

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Wealth management checklist: Moving from the US to Canada

Moving from the U.S. to Canada can be exciting, but it also presents unique financial planning and tax considerations.

Wealth management checklist: Moving from the Canada to US

Embracing a new life south of the border can be exciting, but navigating the complexities of wealth management across Canada and the U.S. is no small feat.

Avoid Probate with a Transfer on Death Agreement

U.S. residents with retail investment accounts at Raymond James (USA) Ltd. (RJLU) can name beneficiaries to inherit their accounts with a transfer on death agreement (TOD).

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RMD rules delayed for inherited IRAs...again?

If you’ve recently inherited an IRA or are set to inherit one soon, you need to know that the rules surrounding IRA inheritances have become more complicated for some designated beneficiaries.

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How to Protect Income from Taxation in 2024: Introducing Our U.S. Tax and Financial Planning Guide

Effective tax planning isn't just about filing your taxes on time.

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Through the back door to bigger retirement savings

“Backdoor” strategies let you enjoy the benefits of a Roth while getting around some of the limitations.

Moving to Canada from the U.S.? Learn How a Cross-border Financial Advisor Can Help You Meet Your Investment Goals

For many Americans, living in Canada can be very appealing thanks to the country’s diverse nature, liveable cities and publicly funded healthcare.

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How U.S. Federal Taxation Changes in 2024 Could Affect You

Wondering what changes the new year brings to your tax situation?

Cross-border Wealth Management: Five Things to Know Before Moving from Canada to the U.S.

Planning a move south of the border?

Moving to the U.S. from Canada

How to Manage Your Wealth across Borders